All posts by Andrew

Internet of Stings

I’ll be 100% honest that sometimes I really contemplate whether or not I should write a blog or talk about a certain issue because of the blow back I’ll get. I consider myself a pretty outspoken person or at least I once was, meaning I would just say what came to mind and not really give a damn what people thought. It’s still true today I supposed, but to a lesser extent.

By no means am I a professional blogger. I do this as a sort of hobby and I’ll be lucky if seven people actually read this blog entry. Maybe I’ve mellowed out a bit. Maybe I don’t have time. Or maybe I’ve learned that people can just be really fucking vicious to others for no particularly good reason, and I’m not particularly fond of being on the receiving end of the viciousness.

It’s almost as if certain people get off on making it known that “I think you’re a total idiot and let me tell you why!” Their lives revolve around shooting other people down when they get that cloud 9 going. Take the scenic route of any article on any media outlet website and direct yourself to the comments section. Find some political post your friend posted on Facebook and look at the comments. You want to see hate? The shit people say to each other in the comments section of the internet is pure horror. It doesn’t seem to matter the subject either. Politics and religion are bound to brew up some good old fashioned shit storms. Sports too. But it seems as if everything is such a controversy. Go to a hiking website, a medical website, a work out website, a diet forum, pick a card any card.

The internet isn’t some abstract thing. It’s literally just a bunch of computers tied together and the shit people say online is just the same crazy shit they think to themselves. It just makes it easier for them to spread their thoughts to more people, over a wider area than they could do by say… posting fliers at the local bus stop.

There is something very peculiar about the internet and the way people behave on it though. I feel like in real life (ie, when not staring at a screen) almost any two people can get along. I feel like online, any two people can become the worst versions of themselves and verbally rip each other to pieces. Interestingly it’s not the viewpoints that surprise me (though, admittedly some people do think and say some crazzzzzzzy stuff), but rather how quickly a civil conversation and devolve into a verbal pissing match.

Headline reads “Man Loses Hand in Garbage Disposal” and just give it a few minutes for someone to say “what an idiot, he must have voted for ______” even though it’s not remotely political. And they’re off! Before you know it, people are being the worst of themselves, spending hours and hours of their finite lives trying to verbally skewer their online (and often unknown) opponent.

I’m not saying the internet invented stupidity or rudeness, or that it even amplifies it. The internet just exposed the stupidity, incivility, and vanity that already exists in all of us. This isn’t even so much a blog about the internet, as much as it is how my blogging and internet surfing experiences have led me to see just how much hostility people harbor towards others in general.

Everything is quick to become an us-v-them situation. Whites vs blacks. Democrats vs Republicans. Football vs soccer. Rich vs poor. My team vs your team. My preference vs your preference. God forbid you enjoy different food than I do, fucker. I really do love people. I pity them. And to an extent I fear them. But I love them. And again, I feel like any two people, two individuals, can get along. But man, when we’re in groups, we can be monsters. There’s some kind of inverse correlation between the combined IQ of the members of a group, and their exhibited intelligence.

We’re so quick to hate each other. To insult each other. To name call, belittle, and argue with each other. We just have to get our jabs in. Leave no disagreeable opinion unopposed. We’ll tear into a complete stranger. Worse… we’ll tear into someone we know and care about. This isn’t directed at any one specifically. Observe and report, and this was just the inevitable reporting byproduct of years of observing. All the calamity in the news and on social media lately prompted this. The hostility at one point veering me away from having an online presence as I know it has for others. I was very surprised that following some of my recent posts, a good number of friends privately messaged me with their thoughts and input (all civil, thank you!) perhaps because they didn’t want to get tangled up in the online brawl that happens all too often.

I don’t have a proposal. I don’t have a point I’m slowly working towards. No moral to the story. I don’t have a goal for writing this other than to vent my frustrations. A long winded sigh of relief, in a sense.

I know I don’t write as frequently as I should, and my writing aint exactly Oscar Wilde, so give yourself a nice pat on the back if you’ve read this far. Thank you for hearing me out and thank you for continuing to read my blog. And for the occasional verbal spar.

Colin Kaepernick is… not necessarily unpatriotic

You’ve no doubt seen the deadlines lately. Long story short Colin Kaepernick didn’t stand up during the National Anthem because reasons and now everyone is in a big stink over it. I say reasons instead of actually providing a description because I don’t want to misrepresent what it is CK is protesting or oversimplify his thoughts on the issue. I’m not too big on the whole BLM thing so I would probably do it a disservice, but if I had to sum it up, he’s protesting police brutality and systemic oppression of black people in America.

People are calling him unpatriotic, and calling for him to be kicked off the team, and demanding things from the NFL, and the laundry list of usual demands that Americans of all stripes are quick to shout out over every single perceived slight.

People got mad when that crazy BLM supporter killed a bunch of police officers, and rightfully so. It was horrible.

People get mad when BLM supporters riot in the streets and burn shit down and vandalize communities because it’s idiotic and destructive.

People get mad when BLM supporters shut down a free way to make a point like they did on the 15 freeway in San Diego just a few weeks ago.

But Kaepernick didn’t do any of this. He didn’t kill anyone, didn’t injure anyone, didn’t destroy any property, and didn’t inconvenience anyone. He didn’t stand on a flag, burn a flag, defile a flag. He didn’t even hang one upside down. All he did was… well, nothing. He’s getting flak for not doing something. All the stupid shit BLM and cohorts have done in the past year or so that pisses everyone off – Kaepernick didn’t do.

So I honestly feel like this is people grasping at straws, trying to make something out of nothing. Anyone that knows me knows I’m not on the BLM bandwagon, but let’s be real here. This fervor over Kaepernick is about frustration over not being able to silence dissenting opinions and actions.

It’s easy to dismiss BLM and it’s supporters when they do stupid shit like the burn down buildings. But it’s much harder to brush it aside when they aren’t being unruly. It’s as if people thought that the only way BLM could possibly get attention to their cause was to act like idiots, and now someone comes along and doesn’t do anything illegal or violent and still manages to draw attention to the issue on a national level. Touché. Kaepernick scored a hit and there really isn’t anything to be said about it. Nothing legitimate anyway.

In the absence of any complaints of merit, Colin’s critics have gone with the low blow insult of being unpatriotic. The left has their own list of low blow, cry wolf insults like accusing someone of being racist, or homophobic, or a bigot, or xenophobic. I’ve heard it all, been called it all. And the right has just dusted off their nuclear insult, the brand of being unpatriotic. Easy to hurl, hard to catch, it’s the perfect weapon of choice as a last ditch effort when all else has failed.

The objective of such an insult isn’t to get Kaepernick to find a more constructive way of expressing his opinions. At this point, it’s intended to just shut him up. The proof is in the pudding. He’s a quarterback for an NFL team, so now people are demanding he be fired so that they can take away his podium to silence him on an issue they hope to sweep under the rug quietly.

To many, the National Anthem, or the American Flag are symbols of America. But before we get mad about this, lets stop and thing about what these things really symbolize, and what Colin is protesting.

I won’t go all philosophical on you. I’ll go literal on you. America isn’t just one thing. America is a million things. American is the country. America is the people. America is the land. America is the government. America is our senators and congressmen. America is our president. America is the constitution. America is our military. America is our tax payers. America is our culture. And America is our systems. See what I mean?

I love our troops, I love our police and firefighters, but I sure don’t have many nice words for the people on Capitol Hill.

I love our constitution, but I don’t have an IRS flag waving in my front yard.

When you look at it from a different angle, it’s easy to see how you can love this country so much, but also be fed up by certain parts of it.

Anyone who says that Colin Kaepernick was disrespecting the armed services is being disingenuous because you know for fact that’s not what he meant. He has a very specific grievance against once aspect of this great country and he protested in the most polite, effective way he could think to do. I don’t advocate for BLM but if anyone can name even one way he could have expressed his feelings as effectively that wouldn’t have pissed everyone and their mom off, I would honestly be interested in hearing it. I mean really. What would you have the guy do? Something entirely useless like change his Facebook profile picture and share an angry post? Write a blog? Tweet something?

My dad served in the military for 20 years. Three of my grandpas served in the military and fought in several wars. I have an uncle in the Border Patrol. I have countless friends, and childhood mentors who were in the service. If I honestly thought that what Kaepernick did was an offense to those loved ones of mine, I wouldn’t be defending him. But here I am.

I’m not gonna offer up some moral equivalency argument “well if you think that’s unpatriotic, then you should be even more upset about the blah blah blah statistic from wikipedia blah blah”. Because again, I don’t entirely see eye to eye with Kaepernick on the issue he’s protesting, so I’m not defending his position of protest, just defending the way he’s protesting.

Let me share with you a true story. A couple years ago I was driving through my neighborhood as part of my then regular route, and I saw an American flag waving from a flag pole… upside down. I thought it was weird and it certainly caught my attention. I drove by the house again the next day, and the flag was still upside down. Day after day I drive past this house and each day, the flag is upside down. But at night, the flag is taken down and the pole sits idle and bare.

Finally after about a week, I was curious so rather than drive past the house, this time I drove to it. I parked my car and walked up the driveway towards the front door of a very pretty house in this nice, serine suburban neighborhood.  A car was parked in the driveway with a Marine Corp sticker on the back window. Odd. I knock on the door and sure enough someone answers. The door slowly opens to reveal a senior freakin’ citizen. Not the 22 year old, zulu plug adorned college kid with a Che Guevara t-shirt I would have suspected. No, it was some 70 year old white guy in khakis and a tucked in polo shirt. I ask the guy what’s up with the flag and if he knew that it was upside down. He explains that he was unhappy with the direction the country was going in, and had turned the flag upside down as a sign of protest. He told me about having served in the Marines, and we chatted for about 10 minutes about politics and things we’d heard about on the news. Hmm. Here was this old, white, conservative, veteran, male hanging the flag upside down in a conservative neighborhood as a sign of distress for the condition of our country. Who would have thought? I thanked him for his time, (naturally handed him a business card,) and went on about my way and that was that.

It never once occurred to me this man was unpatriotic or hated America or was disrespecting the police or our armed forces. And I don’t see how what Colin Kaepernick did the other day was any different.

Over the Line San Diego 2016

This post is a couple weeks late. Sue me. I have a series of better-late-than-never posts I’ll be blasting out this week, some going as far back as last October, and take it mind it is now the following August. Derp.

I’ve gone to OTL (Over the Line) a few times before but this was the first time I have ever actually played in the official event on Fiesta Island.

For those of you not from San Diego, if I had to explain OTL or Over the Line in a nutshell, it’s basically poor man’s baseball, played on the sand, with a smaller field, just 3 players per team, and with no gloves.  Your own teammate pitches you a ball, which you then attempt to hit over the line to get “a man on base”. Hit the ball over the last fielder’s head fora home run. For the official rules in all their splendor, go yonder.

Now, that’s just the official part. The cultural part, or the uniquely San Diegan part of the sport that makes participating so much fun is the drinking involved, the decked out wagons, and the outfits. But best of all are the outrageous team names people give themselves which are so vulgar, raunchy, and hilarious it makes Deadpool pale by comparison.

Horrible View ;)
Horrible View 😉

I had the honor of being asked by my good friends Brett and Ryan to play on their team this year when a spot opened up, and our team name was “Any Hole’s a Goal”. Which is true. However this was Disney-rated compared to some of the other team names out there. Most memorable to me were:

  • HA HA HA I gave you AIDS
  • If everyone has herpes it’s like no one has herpes
  • That’s not bird shit in your wife’s hair

You can’t make this shit up. Well, I can’t. But San Diego is clearly home to some of the funniest people in the world. It’s what makes us American’s finest city.

I’ll be honest, I was super nervous about playing. For one, I suck at sports. Yeah, I can just admit it. I didn’t play a whole lot of sports growing up and to this day I can hardly make contact with a golf ball to save my life. So a week before the event we had ‘team practice’. They say you’re supposed to practice the way you play, so naturally the three of us had to bring a couple dozen beers. After straight up missing the ball like 10 times I finally made contact and from there it was like riding a bike. I wasn’t gonna Mark McGwire anything out of the park but I could consistently get the ball over the line and away from fielders. Good enough. Hey, any hole’s a goal, right?

A couple possibly broken fingers later and I think we were all ready to dominate next Sunday.

Well next Saturday I had a wedding. Not only that I was in the wedding, so I was in for a long haul. I had to walk that fine line between getting trashed at a wedding and not drinking so much I couldn’t wake up at 4:50am the next morning to drag my ass to the playing field. I managed.

So… how did we do? We dominated! No we didn’t. We lost 2 for 2 but we sure as hell went down swinging. I think our first game we lost by one point, something like 4-5. And… I won’t even share the score for our second game.

But either way I had a blast. I would definitely do it again, and I even have some ideas for a kick ass OTL wagon I want to get started on for next year. Brett and Ryan, thanks for the invite! Looking forward to OTL 2017!

BTW, I realize I have no photos of our actual team on here. We suck at taking pictures. Will try to see if anyone else took any and add later!

Instant Karma and Workplace Ethics

This isn’t my usual post where I write about some landmark event like a holiday, a political rally, a horrendous tragedy, momentous occurrence, or an amazing movie. This is purely reactionary to something that happened in the past week or so at work, and got wrapped up today.

I am an independent insurance agent and have been for a number of years now. Love my job, all that good stuff. All (literally, all) of my business is referral based and I pride myself on having close relationships with each of my clients. Despite having over a thousand clients, I know most of them by name, and I feel like they are in a sense, extended family of me and the agency.

In the industry, it is possible for policyholders (clients) to change their agent without changing their policy or company if they are satisfied with their insurance, but not satisfied with their agent.

About a week ago I got a notice from one of my companies that one such client has requested to change from me to another agent. I was of course a little upset, but I was more surprised than anything else because I know this client pretty well and we hit it off when I started his insurance. To the best of my knowledge this client hadn’t had any bad experiences, claims, or anything else that would explain migrating the policy away from my agency. I was stumped.

Not one to over react, I really calmly phoned my client to inquire if I had done something wrong, or just generally ask why the policy was being moved. Since these types of changes can only be done with the clients signature on a very specific form, I assumed it had to be a deliberate action.

I’m glad I called my client. Turns out, the client didn’t know that he done anything to move the policy away from our agency, and he seemed as surprised as I was to find out that had happened. He then recalled having spoken to his other agent who insures some of his other properties, and that he has been given a bunch of forms to sign. Not knowing any better, and trusting his agent as one should, he signed the forms not thinking anything of it. Turns out, his agent had slipped this form in to have my policy moved to him – without telling the client.

Long story short, after a few pleasant phone calls with my client, not only is he going to keep the original policy with me, but he was very displeased with the lack of professionalism of the other agent, and has insisted that he move all of his other policies to me. Oh, and apparently he owns a boat he wants insurance for too. Woohoo!

This was a huge relief for me for a couple reasons and even though I didn’t do anything wrong, was also a very good learning experience for me as well.

First and most importantly, the experience reinforced my rule of not jumping to conclusions. At first glance I thought that despite spending quality time getting my client’s insurance in place he had decided to abandon ship on me. I am glad that I didn’t act on this suspicion and first let the client explain his side. Some times, the obvious explanation is wrong.

The instant karma of the other agent was a little bit of a consolation prize. The benefit to me wasn’t so much that I got more policies out of the ordeal, because had everyone acted appropriately I would have only had – and been content with – the one policy. In a world where it seems that being lazy and unethical often gets rewarded and rarely punished, it’s nice to get cosmic reassurance that the reverse is true, and that being honest and hardworking does have it’s benefits.

For those of you reading this who know in your heart of hearts you are a good person. An honest person. A person of integrity. A hardworking person. Keep it up! Your efforts are not in vain. Your good deeds and your solid work ethic is contagious and an inspiration to the people around to you. Your friends, your spouse, your coworkers, your kids, random onlookers will take note of your actions, and emulate them.

Game of Thrones Season Six Finale Review

SPOILER ALERT

The Game of Thrones season six finale raised just as many questions as it answered. Where one door closed, another was opened. While audiences everywhere breathe a collective sigh of relief over long overdue grievances finally being settled, we reel in anticipation of what is to come next season.

The annihilation of House Tyrell, the unification of the North, the destruction of the Great Sept, Bran Stark finally assuming the role of the three-eyed raven, the slaughter of the faith militant, and Daenerys finally setting sail for Westeros, army, dragons n’ all. And we finally got confirmation of what we all already suspected was the case – that Jon Snow is the son of Lyanna Stark and Rhaegar Targaryen. Many a reign have ended. Many a feuds have been settled. But bad blood has been created that may shift the tides of power.

The Age of Women

In previous seasons of GOT there was a strong theme of the young replacing the old. We’ve seen Rob Stark assume the head of House Stark and ultimately be declared the King of the North. We’ve seen Jon Snow become the leader of the Night’s Watch. We’ve seen Geoffrey claim the throne previously held by his father Robert. The ancient Greek story of Cronus devouring his father Uranus has been a recurring theme as well, with Ramsey Bolton killing his father Roose Bolton, Tyrion killing Tywin, and Euron Greyjoy killing Balon Greyjoy.

Now, we enter The Age of Women. Cersei Lannister is now the Queen of Westeros, and arguably the head of House Lannister. Olenna Tyrell is the head of House Tyrell. Ellaria Sand rules Dorne. And of course let’s not forget Daenerys Targaryen commands an army of unsullied, Dothraki, the Second Sons, a massive fleet of ships, and drumroll… three dragons. Sansa Stark has done quite well for herself, outliving her enemies and managing to take back Winterfell. Arya Stark is making a name- er… lack thereof? for herself and has crossed quite a few names off her list. Brienne of Tarth is the most trusted confident of several high ranking persons. But perhaps my favorite character of Womandom and certainly the most worthy of admiration is the young, thunderous Lyanna Mormont. This girl is going places. Her stature inversely corresponds to the respect she commands. Her age inversely corresponds to her wisdom. And let’s just be real: Lyanna Mormont is a badass.

Cersei Unchained

My better half noticed that Cersei is also not adorned with the usual Lannister gold. Neither does she appear ravishing, per her norm. Instead her attire strikes a more stern, and militaristic look. Besides her cheekbones (did you catch that reference?), Cersei only had one redeeming trait and that was the love she had for her children. The only thing that kept Cersei in check in the earlier seasons was her concern for her children. Acting too hastily could jeopardize the wellbeing of her children. Now husbandless, fatherless, and childless, Cersei no longer has any moral restraints towards violence and doing anything to acquire and keep power. I am interested, and worried to see what Cersei unchained is capable of.

The North United

This was the biggest highlight of the episode to me. It was a long time coming when Jon Snow and Sansa Stark finally met each other once again. Then came the battle for Winterfell, after an unsuccessful wooing of other houses. But now the day has finally come when a wolf flag flutters over the turrets of Winterfell, and one by one the Northern houses are falling into line, pledging their loyalty. And we know that Bran is but a stone’s throw away, and even Arya is now back in Westeros and ready for action. We’ve never had so many Starks in such close proximity and in such good standing since the first season. This to me is so great because Game of Thrones rarely rewards Team Stark with good news.

From the crippling of Bran Stark, the beheading of Ned Stark, to the Red Wedding, to the rape of Sansa Stark, the blinding of Arya Stark, to the betrayal and murder of Jon Snow, the Stark family has had a very hard run. Nothing has come easy for them. But the one thing we can take from this is that the Starks are hard sons of bitches. They don’t go down easy. Despite their humble demeanors, the Starks are to be reckoned with and it is very nice to finally get a taste of justice.

Starks United Against No Enemy

I’ll always be Team Stark and though they aren’t jousting for the Iron throne I do hope they deliver one hell of an ass kicking. Except that there isn’t really any living ass to kick. Ned Stark was killed by Geoffrey who is dead. Rickon Stark was killed by Ramsey Bolton, who is dead. Anyone who was once captured and worth saving is now dead. The Starks are united now, but against who? I suppose against the white walkers but I feel like delivering an ass whooping to a bunch of snow zombies just doesn’t have the same appeal as say, killing a bunch of Lannisters would. When God gives you lemons, I guess…

Perhaps the Starks could rally and retake Riverrun, the ancestral home of their mother.

Whichever direction the wolves point their fangs, I hope to see Bran and Arya get back into the fold. Imagine the powerhouse of having John Snow, King of the North, leader of the Freefolk, and technically still commander of the Night’s Watch, teamed up with the now savvy Sansa Stark, along with Bran the mind-controlling warg / omniscient raven, and Arya the ruthless assassin who can change faces. They would be an unstoppable force that could rain down vengeance on their enemies. I get goosebumps just thinking about it. But with Daenerys and her dragons coming, Bran might want to practice warging out on something a little larger than Hodor…

Redemption of Theon

What I love about this show is that you can really like a character and then have them do something you totally disagree with. Good people that do bad things. Bad people that do good things or have the occasionally pearl of wisdom. The story is full of multilayered characters that are complex and ever evolving. Theon Greyjoy is one such character. Theon was not a prominent character in the season finale, it even season six, but I felt he deserved an honorable mention. Despite some seriously bad decisions (chiefly, groping his own sister), I really like the guy. He betrayed the Starks, yes, but life also dealt him a Karmic blow and he has since atoned for his sins. Despite everything thrown against him, Theon has also managed to push through. Perhaps being raised with the Starks rubbed off on him, and that tenacity that makes Starks so hard to kill is part of Theon’s character as well. Deep down, I think Theon always considered himself a Stark, and he knows now that he made a horrible mistake when he betrayed them. I am curious to see how his story unfolds, and if he ever officially redeems himself in the eyes of the Starks.

I Love Daenerys Targaryen…’s Entourage

I’ll just come out and say it. Dany’s is okay. She’s okay. She’s not awesome. I don’t hate her. But I don’t love her either. But you know what I always have loved? Her entourage! Say what you will about Dany, the girl keeps some good company.

Khal Drogo was a beast! That guys knew how to fight and I wish we got to see him past the first season. Jorah Mormont is an intriguing character who would go to hell and back for Dany, even after being banished by her twice and contracting greyscale. Sir Barristan Selmy, former Lord Commander of the Kingsguard, traveled half the known world to serve Dany and give the figurative bird to the Lannisters and he too could throw down. Then we have Greyworm, the leader of the unsullied who can kill two men with one swing of the dagger. Then we have the gorgeous Missandei who speaks like a million languages. And then we have Daario Naharis, leader of the Second Sons. A man who is so bad ass he can kill a charging horse with a quick throw of a knife and kill a man on horseback without breaking a sweat. Also in Dany’s ensemble are three fire breathing dragons. And of course let’s not forget the latest addition to Dany’s ever impressive cast – Tyrion Motherf**king Lannister.

While there are a great many characters in Game of Thrones, I think it is safe to say that Dany doesn’t make that list – at least not without her entourage.

Finale the Highlight of Season Six

It’s my humble opinion that season six has been the slowest, and dullest of most of the seasons. Blasphemy, I know. Not that I thought S6 was bad, but prior to it I thought every season was progressively better than the one preceding it. Season six to me seemed to flounder and stagnate. The last two (or few) episodes salvaged the season for me.

Had it not been for Jon Snow kicking the shit out of Ramsey Bolton the entire thing would have been a miss for me. I don’t know which made me happier: Geoffrey pathetically choking and spurting to death in front of his own mom, or John Snow beating Ramsey Bolton half to death with a shield and his bare hands only to then have his face mauled off by his own dogs as Sansa smugged.

Lyanna Mormont spearheading the North’s rally around Jon Snow as the rightful King of the North was another show stopper to me. I am completely done in by Lyanna Mormont. She sold the season finale and season seven will not be worthy without her. I sincerely hope we get to see more of this little titan in future episodes.

Although Cersei is not one of my favorite characters by any stretch, I was delighted to see her enact vengeance against the High Septon and faith militant. I just really dislike that guy. You’d think because I dislike Cersei, and the High Sparrow basically tortured her and then parading her through the streets naked and humiliated that I would consider him the enemy of my enemy. But I suppose my disdain for religious zealotry overshadows it, and it did please me so to see him blown to green smithereens… even if… ya know… Cersei also killed everyone else in town.

All said and done, season six was a success. While not as fast as I would have liked – it took about 3 episodes to really get some traction – it was thoroughly enjoyable and tied up a lot of the loose ends we had on the heels of season five. Season six was maaaaaarginally better than season five and to me it was the finale and pre-finale that pushed me over the edge. And now we have to wait nine excruciatingly horrible months for season seven.

Will Dany’s ships land safely in Westeros? Will the North be able to fend off the army of white walkers at their door? Will Cersei go bat shit crazy and kill everyone? Will Samwell Tarly figure out how to make Valyrian steel? Will Bran and Arya ever team back up with their siblings? Will Sandor Clegane find peace? Will Theon Greyjoy find redemption? Will Jorah Mormont find a cure? Will Jon Snow learn who his parents are and fight for his rightful place on the Iron Throne?

Many questions abound. But we now know one thing for certain.

Winter is here.

Orlando Shooting: Afterthoughts and Next Steps

It goes without saying that the recent shooting terrorist attack in Orlando was a horrible event to be condemned, and that everyone prays for the victims and their families. This unfortunately has been said many times following such events. My goal here is not to offer my heart on my sleeve. It happened, it was horrible, I cried, I prayed… and now what? Where do we as Americans go from here? What can we learn from this event and others like it before?

While the attack took place at an LGBT nightclub, it is my opinion that we all remember this was not simply an attack on homosexuals or transgendered people. It would be insulting to pigeon hole the victims into such narrow definitions. The victims may have very well been targeted because of their sexual orientation or lifestyle, but it is important to remember that above all else, they were people. Gay, straight, blue, purple, American or foreign, dozens of people were slaughtered, and everyone should feel that pain in their hearts.

I think this is one of the areas where Americans of any political leaning can find some common ground, and yet this has become a politicized issue. You’ll be hard pressed to find any pro-2nd amendment American who isn’t thoroughly frustrated that this man was able to legally purchase firearms. Who wouldn’t be? Here’s a man that was investigated by the FBI not just once, but twice, and as far back as 2013; three years before the shooting, and yet was somehow able to obtain firearms. I’m pro-gun and that pisses me off! This wasn’t a failure of laws. This was a failure of law enforcement. Myriad laws are already on the books that should have kept this man from getting his hands on firearms. How he was able to pass a background check to get a firearm, much less a job as a security guard for federal buildings should leave every American angered.

As is the case with any horrible events, people are desperate for answers, and we’re equally anxious to cast blame on someone, something, anything. I’m conservative but I certainly don’t blame liberals or democrats for this. I don’t blame guns for this. I don’t blame the gun store who sold the firearms for this. Despite a lot of anger directed towards the FBI, I actually do not blame them for this either. Individually, it seems as though every cog in the machine did what it was supposed to do. The problem isn’t that we don’t have systems in place to identify red flags, but that the various systems we entrust with our safety are not properly integrated well enough to allow us to act on those red flags.

Take for example a fax machine. One fax machine may indeed work very well; scan, print, and fax like it ought to. Another fax machine may be equally up to task. However, without a phone cord between them – a medium of communication – each fax machine is an island and functionally useless. What we have observed the hard way, through trial and error, and with blood, is that despite admittedly competent law enforcement agencies and well-intentioned laws, the integration of our various systems, architectures, and law enforcement agencies is sorely insufficient.

The war on terror is different than any war before it. Our military with all its might is all but useless in our fight against domestic terrorism. Stealth bombers, drones, sonar, radar, satellites, tanks, submarines cannot help us detect or stop homegrown or domestic terrorism. Stopping these attacks is not a matter of weeks, months, and years. It is now a matter of days, hours, and minutes. We have precious little time to prevent these attacks between the moment a flag is raised and the moment of an attack. As such, the need for agile and robust communication between law enforcement agencies and other interested parties should be priority number one. The emphasis is not so much on building up our law enforcement, as much as it is integrating it.

This is also not a time for political posturing. In fact, this is a politically humbling experience for both camps and that is because this attack crushed a lot of the narratives both sides habitually espouse and cling to. Omar Mateen was U.S. born, and seemingly self-radicalized, unraveling the narrative of terrorism being the byproduct solely of U.S. intervention in foreign, predominantly Muslim nations. Omar Mateen never having been exposed to the crisis of the middle east was purely motivated by religion, not personal experiences or losses. Given the discovery that he attended a mosque that was also frequented by another known Islamic terrorist, the threat of Islamizing mosques here in the states can no longer be ignored. It is entirely possible, and even plausible, that mosques in the United States are promoting hatred and propagating anti-US sentiment to the point of violent extremism. Omar Mateen was also able to purchase guns through all but legal channels, albeit illicitly and under the nose of law enforcement, lending credence to the argument that although the gun laws might be sufficiently strict, enforcement of said laws is clearly lacking.

After the Boston Marathon bombing, and the San Bernardino shooting, I thought to myself there was just no way that none of the attackers’ close friends or family members had any idea that they were up to no good. In light of the Orlando terrorist attack, we learned that someone did in fact know Omar Mateen was planning an attack – his wife. And despite the fact that she knew and supposedly tried to talk him out of it, she wasn’t so inclined as to notify law enforcement about it. This is a chilling, and telling fact about certain communities. People close to homegrown terrorists probably are aware, but reluctant to share. It’s too early to make any generalizing statements, but the U.S. might not have as staunch an ally in the broader U.S. Muslim community as we would hope.

For those on the political left, it is now time to acknowledge that surveillance and tighter scrutiny of Muslim communities in the U.S. might be our safest bet, even if it seems discriminatory. Political correctness may need to take a back seat to pragmatism.

For those on the political right, we need to apply our efforts to promoting law enforcement practices that crack down on illicit gun use and trafficking. The NRA through its active membership carries a lot of political weight. Gun owners need to use that influence to affect the changes in our government that is needed to prevent blatant mistakes like this from happening. Yes, that means pro-gun people need to push for law enforcement to crack down on ill-advised gun sales.

This is where waiting periods for firearms can actually be a blessing. A waiting period could allow the FBI ample time to cross check would-be gun purchasers with various criminal databases, suspected terrorists, and people on various watch lists.  If a flag is raised, the FBI can then alert and coordinate with other agencies and the gun store to monitor or even apprehend the buyer at the time of purchase/pick-up. Doing so may not have any measurable impact on preventing crime or terrorism, and extending this olive branch may not dissuade the anti-gun crusade of the left, but it might, and it would not place any noticeable inconvenience on lawful gun owners.

While gun ownership is getting some heat at the moment, the truth is that an armed and vigilante populace is still one of the safest hedges against domestic terrorism and violent crime. Gun owners in free states who choose to carry in public have the burden and responsibility of staying vigilant to resist attacks that may spring up. I applaud you, and wish that I too was able to legally join you here in California. May you never have to use your firearm to defend yourself, but God speed if you are forced to. We’ve witness how devastating a simple attack can be, and the sad fact is that we will likely see more of these attacks spring up in the near future, with shorter hiatuses between each subsequent attack as would-be attackers are made more brazen by the tragedy they see unfold on the news.

Let us all remember that we will find strength in unity. Generosity to a stranger can create a friend. The good deeds we plant today, will bear fruit tomorrow. We are fortunate to have thousands of men and women working diligently across the country as law enforcement, military, paramedics, firefighters and other first responders. Let us not make their jobs any more difficult for them, so please practice civility, responsibility, and caution in your everyday lives. Be courteous, be peaceful, be safe, and be smart. Firefighters have better things to do that pull you out of a car that you wrapped around a tree because you were driving recklessly. Police have better things to do than respond to a noise complaint. We must all do our part, however small, however tedious, however seemingly trivial, if we are to pull through these trying times as a nation united. It’s a bumpy road ahead, and we won’t make it on three tires.

Game of Thrones Season 6 Mid-Season Thoughts

In just about an hour we’ll get to see episode 7 of season 6 of Game of Thrones. So I will quickly get this out before then in anticipation of this evening’s episode. Just to be clear this isn’t a review, or a synopsis. This is just my thoughts on the show and season so far.

Game of Thrones is a fantastic series. No, it’ a fantastic story – that does it a little more justice. It’s been two weeks so I imagine everyone is caught up on Hodor dying and yada yada so the cat’s out of the bag on a lot of the big surprises this season like that and John Snow coming back from the dead.

Hodor is a Pokemon

I know in my heart of hearts that I was in fact the first person to state that Hodor is a Pokemon. He is  Hodor, and all he says is Hodor, that makes him a pokemon. We’ll I guess a dead pokemon. Fuck you Bran! Also pokemon are Groot and Timmy from South Park. I’m actually starting to think Donald Trump might also be a pokemon. Maybe a half breed? He says his name very often. Anyways, that definitely was sad to see Hodor go and I totally blame Bran.

I Blame Bran Stark for Everything

Think about it. What was it, the pilot episode and Bran Start was climbing up the side of that turret and his mom told him “no more climbing you little shit!” and then like 20 minutes later he’s at it again where he spots the incestuous doggy style love making of Cersei and Jaime Lannister. Then he gets his dumb ass pushed out of the window which then causes his mom to go nuts and kidnap Tyrion Lannister which then gets Ned Stark stabbed in the fucking leg (and all his men murdered) and probably contributed to him getting executed, and sets off this entire domino effect that results is basically everyone dying and wars and well, this amazing series I love watching. So thanks? But then Bran goes into his little dream world and lets the white walker touch him which gets that old tree guy, the forest children gremlin girls, Hodor and his own wolf killed. Way to fucking go Bran.

Daenerys Targaryen on Repeat

I do like Daenarys, don’t get me wrong. But does anyone feel like she’s kind of the tent pole preacher of the show? You sit through this like 50 minute long mass and it’s boring and there’s a lot of mention of people walking through deserts, and then all of a sudden “PRAISE JEZUSSSSSS!!!!! our lord and savior” and the pastor like makes some disabled chick walk again or something. Well that’s kind of like Daenerys Targaryen. Absofuckingutely nothing will happen and her story arc will kinda fizzle out and she hits rock bottom and then she does this grandstand thing and everyone’s all “OMFGODZORS can you believe she just [insert random crazy thing]!?!?!” and everyone’s back on the Dany train again. That’s kinda her M.O.

Husband dies, walks into a pyre with dragon eggs, burns her enemy, comes out naked, gets followers.

Goes to Astapor, gets a bunch of unsullied, frees them, burns her enemy, unfortunately doesn’t gets naked, gets more followers.

Walks into a giant hut, sets it on fire, comes out naked, gets more followers.

It just starts to feel really repetitive.

The Religious Shit is Boring

I liked the first couple seasons when there was all the politics going on. Tyrion and Little Finger and that dude with no dick all fighting back and forth in a battle of minds and wit to see who can out maneuver the other.

Now we have like all this religious crap going on. We got these red women chicks who can’t seem to agree on which horse to back. And are they all super old ugly women? Or just the one? And then there’s the many faced god storyline with Arya which to be is actually super boring. And then there are those trees with the faces and the old dude in the tree with the roots and wait what the fuck is going on again? And oh right back in the real world we have these Sparrow nut jobs who like to lock people up and then parade them around a city to naked to get feces thrown on them and contract like hepatitis or something. The only religious aspect of this show I find remotely interesting is the drowned god and that’s because no one talks about it.

I reallllllly hope we can breeze past all this religious stuff.

Okay shit I need to go to McDonalds to get a McFlurry before the show starts so I will end this blog now and write more later. Peace! McFlurry here I come!!!

Trump Rally San Diego May 2016

Two days ago on Friday, May 27, 2016 I attended a Donald Trump presidential rally in San Diego, California at the Convention Center. It was a big deal for me because although this will be the fourth presidential election I’ll have had the opportunity to vote in, this is the first time I have ever done something remotely political aside from express my views online. None of the other elections really mattered to me like this one does, and I was surprised to find out that in this regard, I was not alone.

I’m 29 going on 30 this October, and almost none of my friends had ever been to a presidential rally, or political rally or protest, including my friend Brett who invited me and is the same age as me. That’s not so shocking. But I was shocked that people twice my age had never been to one. A guy I spoke to at the trolley station was in his mid 50’s and this Trump rally was the first time he’d ever ‘gotten involved’ in politics if you would call it that. A dozen or so other people I chitchatted with while I was in line shared a similar experience. Something about this election has awoken a sleeping populace of people who normally would be content to stay in the bleachers, but this time around felt inclined to get on the field.

The media narrative is that republicans are all white, racist, straight men. This is the narrative I’ve been told for years and even thought I always considered it bull, it’s been drilled into me for so long that I can’t help but admit I’ve come to believe the lies the media propagates, even the one’s they’ve said about me. So I will again admit I was surprised at the diversity of the crowd at and around the Trump rally and people donning Trump gear. I saw signs depicting Veterans for Trump, Hispanics for Trump, Women for Trump, Gays for Trump, Chinese Americans (heart) Trump. I knew I should have brought my “Secular Jews for Trump” sign, damnit!  I saw (what my bigot eyes believed to be where) a lot of Hispanics, Asians, Filipinos, whites, women, young adults, and seniors. Admittedly not a lot of black people but there were some. Granted, San Diego is only like 6% black.

Security was super tight. SDPD and the San Diego Sheriff’s Department had one hell of a show of force outside the convention center. We had to show our tickets to, and go through three levels of security before even being let into the building. Once inside the building we had to wait in line once more, this time going through a metal detector, with security being performed by the Secret Service and TSA.

Side note here, and please excuse my French: Here’s a big FUCK YOU to the mustached, douchebag, fat shit of a TSA agent who was a total asshole to me when I was emptying my pockets before going through the metal detector.

While I was waiting in line and once we got into the main event I got the tail end of Sarah Palin giving some speech about who knows what. I am not a huge Sarah Palin fan. She kind of reminds me of a 4 year old dressing in their parents clothes pretending to be a grown up, and her speech was no better. I had no idea what she was talking about. Something about snakes and lions and boots up asses. She kind of sounded like a seagull. Listen to her screech of a speech here.

There were A LOT of people inside. About 15,000. There were a couple rabble rousers but they were quickly ousted. Most of Trump’s speech was pretty on beat with his normal stuff, except for about 30 minutes where he droned on and on about some lawsuit he’s involved with right now concerning Trump University. I started to doze off. But aside from that I really enjoyed his speech. I can see how it’s a little easier for Trump to wander off topic than past presidential candidates. One has to remember that he is really the only big ticket candidate in decades who has a great deal of business going on outside the world of politics.  Hilary Clinton, Bernie Sanders, John McCain, George W. Bush, Jeb Bush, Ted Cruz, these are all people who at the time of running were pretty much, solely politicians. When all you do is eat, drink, breath, and bleed politics it’s probably pretty easy to keep the conversation to politics. But remember, Trump isn’t a politician and other aspects of his professional life are bound to occasionally seep through in his speeches.

One of the things I liked about Trump’s speech is despite that fact that he might not have the favor of everyone in the country I get the vibe he legitimately wants to help everyone in the country, not simply his constituency. I feel like the typical left pander tactic is “vote for me and I’ll tax the shit out people who voted for the other guy and use their money to fund things my constituents care about”, whereas Trump plays more to the tune that our nation as a whole – and everyone in it – is getting taken advantage of on a global scale, with the exception of the political elite on both sides who have rigged the system.

Trump was quick to call attention to the media booth and rally scorn and boos in their direction. Which I kind of liked. He called out a federal judge by name. He called out other politicians and wheels of the system. He doesn’t allow people to hide behind their position, or their title, or the party, or their affiliations or status or prestige or privilege. He is not afraid to point fingers and name names. I loved it, but others consider it un-presidential. The irony is that for years and years the same people have done nothing but complain about how Washington politics are corrupt, how both political parties are in cahoots and playing the American public for fools, how we’re tired of these career politicians who have been in office for decades. And America got what it asked for. Someone with no political experience, who isn’t beholden to any political party and low and behold, he isn’t particularly presidential. Unlike most of us he has actually changed his registered political party several times over the past couple of decades showing that he votes according to issues, not according to party.

Once the event was over, organizers purposefully had the Trump attendees exit from the north end of the convention center to direct them away from the group of Anti Trump protestors at the south end, in an attempt to curtail any inter-group commotion.

I will admit that I was a little curious about the prospect of there being a counter rally. For months now I’ve heard of anti-Trump groups creating disturbance and inciting violence at or around Trump rallies. Just a few days prior to the San Diego rally, things got pretty out of control in Anaheim, another Southern California city just a hopscotch a way from San Diego. Just as I had never been to a political rally before, I also had never firsthand seen a riot or protest, and certainly never seen civil unrest. It definitely crossed my mind that something might go down.

Local law enforcement had different plans. Unlike me they had no interest in seeing any uncivil commotion and pretty much had the area surrounding the convention center on lock down well in advance of the event itself. Law enforcement closed all roads immediately in front of the convention center as well as several trolley tracks. This was coupled with hundreds of those portable event fences that link together, and those large orange traffic barricades. There were members of the San Diego Police Department as well as the Sheriff’s Department. In terms of actual manpower, I think there were in the neighborhood of 150 SDPD, and another 50-70 from the Sheriff’s department.

The SDPD were wearing their signature all black uniforms. While some were in street attire with modest equipment like batons, others were in riot gear, with the riot helmets, riot vest, shin guards, zip-tie cuffs, and the occasional AR-type rifle. The Sheriff’s department in their version of OD green was almost entirely decked out in full battle rattle. A couple of them had those paintball guns with the chili powder balls.

To the left, San Diego Sheriff’s Department in green. To the right, San Diego Police Department (SDPD) in black.

I’ll admit I was kiiiiinda looking forward to seeing some crazed protestor hop the fence and get pelted just for the novelty of the experience. I suppose if I want to see that I need to go to LA County.

The next day when I read the news online, there were reports saying there were 1,000+ violent protestors. Uhhhh. The most I spotted were like 120 people crammed into an area the size of my 1400 square foot house, right before the event started, and they were totally outnumbered by the pro-Trump people. Perhaps we missed some action while we were inside the event itself. It was actually pretty pathetic and a bit of a let down. I wanted to see some action!

The authorities had the place on lock down from the get go – the really nipped any plans for violent protest in the bud. There were still a couple dozen or so protestors but at least while I was street side it was pretty harmless. They were so severely outnumbered by the pro-Trump rally members that even their chants were drowned out by the opposing pedestrians. Proving what we already knew, that San Diego is still America’s finest city.

All in all it was a fun experience. I am glad I did it. I can certainly see how going to these types of things is energizing. You can feel the excitement in the air as people waited to see him. The organizers did a fantastic job with security and herding the crowds around the event. Law enforcement did an amazing job keeping the peace. Trump’s performance was routine, and as expected. If Trump gets elected this will be the first time I ever saw a U.S. president. I’ve never seen Obama in person, or Bush, or anyone else for that matter so this might turn out to be quite the experience.

College Isn’t All That

Over the last couple of years with the rise of ‘Democratic Socialism’, aka Socialists masquerading as Democrats, the idea of free college has been making a lot of headlines and gaining some traction within certain circles.

Although entirely flawed, the premises for this idea is as follows: There isn’t enough job opportunity without college degrees, which has resulted in unemployed and underemployed Americans, and the only remedy to this is to get more kids into college. Because without a college degree, people become criminals. But we can’t send more kids to college because it’s too expensive. Rather than finding ways to make college tuition itself less expensive, let’s simply pay an exorbitant amount of money to send everyone to college ‘for free’.

So that’s the idea. That horribly flawed chain of thought has led to the popularity of Bernie Sanders. In fact, Bernie said:

Implying that if you don’t go to college, you’ll go to jail, which is the roundabout way of accusing anyone opposed to jacking up taxes to pay for every kid to go to college as a heartless person who wants to see more minorities end up prison. Essentially.

But the fact is that college isn’t all that. There are plenty of ways to become successful without a college degree.

What has me annoyed and disgusted the most with this whole notion of free college for everyone is that it’s based on a series of false notions, it presents a false dichotomy, it attacks symptoms rather than root causes, it’s redundant, and it would in fact have the opposite effect as intended – meaning it would cause tuition to increase thus making college even less affordable, all of which I will explain below and back up with logic.

Camp Kool-Aid

These days most colleges are simply liberal indoctrination camps. I think a huge part of the reason for Democrat’s wanting more of America’s youth to go to college is to drink the liberal kool-aid and eventually join the ranks of the Democratic party. With their anti-free speech safe spaces, pro-Hamas antisemitism rallies, and trying to oust ROTC and Border Patrol kiosks from campuses and job fairs, you can see how today’s American college campus is the perfect breeding grounds for American liberalism.

Many college campuses are now not only anti second amendment, they are also anti first amendment with students and faculty being suspended, expelled, or fired for expressing things considered to be offensive.

False Dichotomy

Forget for a moment the political posturing related to the free college discussion, and lets circle back to what caused it in the first place. If you ask Bernie Sanders, we need to send kids to college because if we don’t they’ll likely end up in prison. That’s the false dichotomy being presented by the liberal left to America’s youth today: Get a college degree or fail at life.

In response to a like remark made by Sanders, television personality Mike Row had some very interesting things to say where he gives myriad ways to become successful without college, include his personal experience.

Neither my mom nor dad have college degrees, but both are very successful. But what about my generation? Some friends my age, who I went to high school with and who don’t have college degrees are also very successful. I know a handful of people who have college degrees and aren’t successful. And there are people like myself (I consider myself successful) who have a degree and don’t use it in the slightest bit. Had I known I could make as much money as I do without a college degree, I would have never gone to college and started out in my career five years earlier. Just don’t tell my mom.

The always-and-only-college mentality has left a huge blind spot in the American workforce. We’re actually experiencing a shortage of much needed occupations such as plumbers, electricians, mechanics, and other blue collar and vocational related trades. Despite the fact that one can make a good living without working at a desk from 9-5, certain occupations have been framed by society as being lowly, which is a shame.

College Isn’t for Everyone

It’s a waste of money to effectively give every student free education because many of those students will end up pissing away the money we spend on sending them to school. Not every person is made for college. This isn’t to say they are stupid, but that college is a very specific model that isn’t compatible with how everyone learns and thrives.

I have a close friend that has been in college for well over eight years without any measurable progress.  A relative of mine has been in college for 11 years without any degrees to show for it. No bachelor’s degree. No associate’s degree. I love both of them, but they are real life Van Wilder’s, and I think it’s safe to say neither of them will get a college degree.

I certainly don’t think it would have been a good idea to subsidize their education with anyone’s tax dollars because it is clearly working out to be a poor investment. My friend and relative are just two people out of nation of millions. Imagine how many other students would find themselves in similar predicaments, and how much tax payer money would be wasted on a large scale if we sent everyone to college.

Musical Chairs

Taking the previous point and expanding on it, aside from the cost factor of sending incompatible students to college, doing so would also make it increasingly difficult for students who legitimately could benefit from college. As it stands, most US colleges are already impacted. Kids with 4.0 GPAs and all the right motivation have a hard enough time as it is getting into the college of their choice, and the class and programs needed to complete their curriculum. And that’s with tuition costs being as astronomical as they are. If we lowered the bar so much that anyone with a pulse could join college on a whim, imagine how much the current problem would be exacerbated.

Cause and Effect

I don’t think too many ‘Berners’ have really put any thought into why college tuition costs are as high as they are – the root causes. Instead, all their efforts are focused on the ‘evil banks’ that finance student loans, – the symptoms – but for some reason they don’t have the same animosity towards the genuinely evil college system that charges such exorbitant rates in the first place.

After all, if colleges weren’t ripping students off with such high tuition, the student debt problem wouldn’t be so much of an issue. And if colleges are being such douche bags and ripping off students, why are parents so hell bent on sending their kids there? How can a liberal dominated college system be both the cause and solution to all of your financial woes?

Pro-college people argue that you need to go to college to get a good job to make money. And these same people are the ones reeling from hundreds of thousands of dollars of student loan debt accumulated during their stint at liberal colleges. So what is college? Plague or panacea?

Another relative of mine posted the following image on Facebook back in February that shows the tuition change at Yale from 1970 to 2014, against the federal minimum wage of the time. Oddly, the image’s point is to use higher tuition costs as justification for increasing the minimum wage, as opposed to attempting to simply lower tuition costs, which are arbitrarily set.

yale college tuition minium wage
This image is incredibly misleading if for no other reason than Yale is in Connecticut where the state minimum wage in 2014 was actually $8.70 per hour, and it was $8.00 per hour in neighboring New York, Massachusetts, and Rhode Island. Well above the federal minimum wage of $7.25.

I did some homework. Let’s say this image is accurate and that the tuition at Yale went from $2,550 in 1970 to $45,800 in 2014. That is 17.96 times higher, or a 1696% increase.

We’ll yeah Andrew, it’s called inflation! Duh! Just one minute though…

If we take that 1696% and divide it by the time span in years to get an average tuition percentage change per year, we get 1696 / 44 years = a 38.54% annual increase in tuition.

Compare that with the average US inflation rate of 3.22% over the last century, or even the average US inflation rate over that same period of time (1970 through 2014) of 4.08% (sources). Using these historical figures, Yale’s tuition grows nine times faster than inflation.

Basically, if Yale’s tuition moved at the rate of inflation, that $2,550 tuition in 1970 would have been about $14,815 in 2014. So why was it $45,800 instead? Maybe the problem here isn’t the banks financing the tuition. Maybe the problem is the universities who set the tuition. And perhaps supporters of more affordable college need to be scrutinizing the universities they hold in such high esteem.

Gateway to Extortion

The irony of this whole thing is that there is no surer way to increase college tuitions costs than by giving everyone free college. Liberals are determined to get free college for all at any cost, and they might succeed in ways they didn’t hope to.

If colleges around the country know that the US Government is writing blank checks to cover college tuition, what do you think is going to happen to tuition? It’s going to skyrocket. And it doesn’t matter what kind of clever legislation our politicians throw into the mix, the colleges are cleverer, and somehow, someway, they’ll find a way to take advantage of the situation and rip off the taxpayers.

Frugal Alternatives

These days, those of the left persuasion believe that the solution to any problem is to throw more money at it. This has led to the false belief that if you spend a ton of money on college as opposed to less money on technical or vocational school, it will always translate into higher pay. Or that a degree from an expensive, prestigious university will provide for better job opportunities post college.

Both of these myths have been largely debunked, and even in the rare instances where say a degree from Harvard will earn you higher income than a degree from SDSU, the extra income is negligible, and actually comes at a loss when taking into account the net difference between post-graduate pay and overall college expenses. If you spend 2x more on tuition, and make even 5% more per year after college, it would take you 20 years of working to justify (earn back) the higher tuition cost.

Many students want to go to the college of their dreams. And while following your dreams sounds, well, dreamy, when dreams start to conflict with reality there’s a problem. These students insist on attending some far away university, where they’ll get strapped with significantly higher out of state tuition costs, plus the added expense of room and board. All of which they could have avoided by simply going to a local, in state university and living with their parents for at least a portion of their college career.

Ultimately, college is a financial decision. Not an emotional one. So students, and more importantly their parents, need to start looking at college options closer to home where they can take advantage of the lower in state tuition. Take it a step further and consider attending a community college for as many semesters as possible and students can save tens of thousands of dollars per year on their education.

My freshman, sophomore and junior years were spent at Grossmont Community College where my cost per semester was about $600 (with books) as opposed to the $5,000-$7,000 it would have cost me at SDSU. I transferred to SDSU in my senior year where I finished my bachelors degree and graduated in the spring of 2009 alongside all my friends who went there for all five years, but in the processed I managed to save about $30,000.

We all want to have our dream house, our dream car, our dream vacation, our dream wedding, and go to our dream college, but the simple truth is that those things are often times cost prohibitive and well beyond our budget. It’s stupid to spend $50,000 on a BMW when you can only afford a $25,000 car, and it is just as stupid to attend an expensive college when you can get a degree every bit as good for a quarter of the cost. Some community colleges are also beginning to offer bachelor’s degrees of their own, negating the need for costly universities altogether.

Borrow Wisely

Another problem is that many students simply borrow when they don’t have to. Student loans should be used to cover tuition and books, and not much else. However a lot of students will finance everything they purchase while in college, from housing, to food, to luxury items like recreational spending and even overseas vacations.

This is unwise for a number of reasons. The whole point of a student loan is to pay off an expense you otherwise would not have had: college. However whether you attend college or not, everyone has food costs, housing costs, clothing costs. Just because you are in college, doesn’t mean your breakfast while in college is a college expense. It’s a living expense. Everyone has to eat. Students make the mistake of financing things they would have had to pay for even if they hadn’t gone to college. The result is that when they graduate you aren’t simply paying off five years of deferred tuition, they’re paying off five years of deferred life.

Additionally, students should actually start paying off, or saving to pay off, their debt while they are still in college. When you consider that student loans are basically the only loans in which the borrower is not charged interest for up to half a decade, student loans are actually the most relaxed form of lending on the market. You have 0% financing for 60 months! Don’t wait until graduation to start paying off your debt. Start on Day 1 of freshman year.

Reinventing the Wheel

The other hilarious thing about this recent sensation is that programs already exist to get college loans paid off easier, quicker, and so inexpensive that it is essentially debt forgiveness. About ten months ago I posted a blog written by my cousin-in-law Chris Johnson titled “The Truth About Federal Student Loans” in which he describes in amazing detail the government programs that have existed for decades to help alleviate student debt, and how such programs are alive and well today. It’s funny because democrats are crying for something that already exists.

In Conclusion

Liberals want to send more kids to college to be brainwashed into becoming liberals themselves.

There are many pathways to success, many of which do not included college. College is not a requisite for success.

Not every kid would do well in college, therefore giving every student free tuition would be a gross waste of money.

Because schools and courses are already impacted, sending ill-suited kids to college would jeopardize the education of students who actually are suited for college, by making it even harder for them to enroll in the classes needed for their degree and by spreading professors thin.

Yes, college tuition is high, but don’t blame the banks for student debt. Blame the universities for ripping-off the American public. Colleges across the country have routinely increased their tuition at a rate much higher than inflation would account for. Colleges need to be brought to task, not the lending institutions.

High tuition costs are avoidable though. By attending state universities and taking your general education requirements at a community college students can cut the cost of college in half.

Only finance college costs. Do not finance general living expenses. Students and parents should start paying off, or saving to pay off student loans from the very beginning. That debt should not be ignored simply because it is not yet due.

This is the truth behind, and the solution to the United States current student loan crisis. The fact is, college isn’t all that.

My First Radio Appearance

Big news that I am excited about! Last week I was a featured guest on Real Talk San Diego, ESPN 1700 AM. This was my first time actually being featured on the radio, as opposed to a call-in.

The host was my good friend Elizabeth O’Daly, aka the Loan Whisperer. Elizabeth does a show every so often where she discusses trends in the mortgage industry and related financial fields.

I was asked to speak about insurance, specifically home insurance and what homeowners in areas like Escondido, Fallbrook, Julian, Ramona, and similar rural areas might want to look out for when it comes to insurance.

My fellow guest was the very knowledgeable Mrs. Nino Kiria. Nino and I happened to meet in the lobby before the show and she is an extraordinarily talented and smart lady, and well traveled. She started her journey in the biology field in Georgia, moving to South America, then to Texas, and finally to beautiful San Diego where she settled and now is an accomplished real estate agent.

I guess I can’t really call this news since it happened last week but I just recently got the link to the podcast hence the untimely post.

Thank you to everyone who tuned in to listen, Jenny, Ashley, Josh, JVM and mom.

I didn’t get a whole lot of ‘face time’ but it was still a great experience and I was told I did rather well! I’m hoping to get invited back. Fingers crossed! Follow the link below to listen to the radio session on podcast (03-23-16). You can quickly jump to some of my segments at 19:00-25:30, and 54:10.

Listen to the whole radio session here